与“两小”客户共创新 招行发行首单零售小微贷款ABS
12月3日,两小“和惠2018年第一期微小企业贷款资产支持证券”在银行间债券市场成功发行。客户款本期项目是共创交易商协会2018版信息披露指引下国内首单零售小微贷款ABS项目,是新招行发行首招行支持“两小”业务,与民营企业共成长、单零共创新、微贷共发展的两小又一力作,也是客户款招行盘活存量小微贷款,打通小微企业融资金融服务渠道,共创助力普惠金融发展的新招行发行首重要创新举措。
“和惠”2018-1项目的单零基础资产为招行发放的优质零售小微贷款,发行规模10.51亿元,微贷其中,两小优先A档8.45亿元,客户款加权平均期限1.75年,共创信用评级AAA,发行利率3.95%;优先B档0.45亿元,加权平均期限4.88年,信用评级AA+,发行利率4.78%;次级档1.61亿元,加权平均期限5.82年,无评级。
今年以来,党中央、国务院和国家相关部委陆续出台多项政策,引导金融机构加大对小微企业的支持力度。为积极响应各级监管机构进一步深化小微企业金融服务的号召,贯彻五部委关于增加小微企业信贷投放的意见,在人行和银保监会的大力支持下,招行将金融创新产品与普惠金融紧密结合,在小微贷款ABS方面开拓创新。本期项目成功发行后,招行资产支持证券发行实现了人行注册制下零售基础资产全覆盖,“和”资产证券化品牌家族(“和享”、“和信”、“和家”、“和萃”)又添一重要成员“和惠”。
(责任编辑:关于我们)
- Haider all set for Paralympics Ceremony
- New cases exceed 2,000 for 2nd day amid worries over further upticks
- North Korea ups tension with ballistic missile launches
- Controversial Aussie gas
- The Measurers
- Korea's economy to stop growing without drastic labor change: FKI
- 雄盛橄榄酒:潮州的绿金液态传奇丨粤合好物系列报道⑦
- 点赞! 一女士捡到钱包 多方联系物归原主
- Defector group claims to have sent balloons carrying COVID
- The Astounding World of Automata
- North Korea ups tension with ballistic missile launches
- In unusual move N. Korea keeps mum on key party meeting
- Seoul education office pulls back on school rebuilding project
-
碘是人体必需的微量元素。人体缺碘会造成不同程度的损害,导致发生碘缺乏病,特别是对孕妇、婴幼儿的危害更为突出。那么,我们该如何科学补碘呢?近日,记者采访了雨城区疾控中心相关专家。问:什么是碘缺乏病?答: ...[详细]
-
N. Korea's trade with China plunges 82% on
Flags of China and North Korea (123rf)North Korea's trade with China plunged 82.1 percent on-year am ...[详细] -
全省前十镇、各地前十镇域公布……2023广东镇域经济综合发展力研究报告发布
全省前十镇、各地前十镇域公布……2023广东镇域经济综合发展力研究报告发布_南方+_南方plus12月25日,2023广东镇域经济综合发展力研究报告广东“百强镇”评价报告)在广州发布。该报告由广东县域 ...[详细] -
John McCain, Omarosa’s image, and the Catholic Church’s schism, in Slate’s daily newsletter.
End of an era:Jim Newell didn’t want to join every other political reporter in admiring John McCain ...[详细] -
Noelle Mateer ,July 17, 2024 The Techies W ...[详细]
-
根据中国互联网络信息中心在京发布的第42次《中国互联网络发展状况统计报告》以下简称《报告》),截至今年6月30日,中国网民达到8.02亿,其中手机网民为7.88亿。《报告》表明,中国继续保持网民规模快 ...[详细]
-
Stop using Internet Explorer immediately; also, why are you still using Internet Explorer?
We shouldn't still be having this conversation, but here we are. On Monday, Microsoft warned users o ...[详细] -
Guy runs 'Doom' on a pregnancy test and wait, what?
The tradition of running the legendary game Doomon various gadgets and appliances that were not orig ...[详细] -
Sinner vs. Michelsen 2024 livestream: Watch US Open for free
TL;DR:Live stream Sinner vs. Michelsen in the 2024 US Open for free on 9Now or TVNZ+. Access these f ...[详细] -
'Cooking in a Wheelchair' is a joyful, accessible YouTube show full of practical tips
Cheese, joy, and an inordinate amount of garlic are just a few things in abundance in the new YouTub ...[详细]
12 Places that Celebrate Women in Science
N. Korea likely to hold military parade this week: sources
- 雅安市举办首届“文轩教育”校园足球精英夏令营
- Chuck Schumer wants to rename Senate building after John McCain.
- [Seoul Struggles 11] Do I have to detour again to avoid the protest?
- It sounds like Amazon's wireless earbuds will double as fitness trackers
- New Grok response directs users to Vote.gov for election questions
- 点赞! 一女士捡到钱包 多方联系物归原主
- New cases exceed 2,000 for 2nd day amid worries over further upticks